Top Projects for Staking Stablecoins

According to the latest data, the stablecoin market continues to grow, and platforms offer attractive yields, albeit with risks such as market volatility, potential hacks, or asset drawdowns. This article is based on user-provided information and our own research, including checks of current rates on platforms as of January 2026. We analyzed project websites, web searches, and recent posts on X to provide an up-to-date picture.

This article will be useful for those who enjoy staking, as it compiles a selection of projects focused on stablecoins, considering both DeFi platforms and centralized exchanges. However, remember: this is not financial advice. Always conduct your own analysis (DYOR), consider risks, and consult professionals. Crypto markets are turbulent, and rates can change quickly.

DeFi Projects for Staking Stablecoins

Based on our information and verification through search tools, here are the top projects where you can earn on stablecoins. Many of them accrue not only interest but also points for future airdrops or rewards. We updated rates where possible based on current research.

• Ethena: According to our research, the current rate for sUSDe is 5% APY. The project focuses on synthetic stablecoins with low risk, but restricted in some countries. Points are additionally accrued.
• Paradex: Indicated 17% APR in Gigavault.The project offers high rates but with DeFi platform risks, such as implementation errors.
• Avantis:10.3% APY for LP Vault on USDC.This is an LP vault focused on liquidity, where points are additionally accrued.
• Maple:5.1% APY for USDT/USDC on the Ethereum network. The project is known as a conservative option for lending. High fees on Ethereum may eat into profits.
• EdgeX: 63% APR for the past month in eLP storage.This is a high-risk option with potentially high rewards, but with hack risks.
• Kamino Finance:19.5% APY for USDC in Multiply Vault.Multiply Vault wasn't found in the current review; rates may have decreased due to market conditions. Includes KMNO rewards and points. Project on Solana, with network risks.

Most of these projects offer points in addition to interest, which can increase overall income in the future. However, in a turbulent market (as now, with Bitcoin and Ethereum volatility), real performance may be lower.

Safer Options on Centralized Exchanges

For those seeking less risky options, the user suggested flexible staking on exchanges. Here are updated rates from our research:

1. ByBit: Current rate - 6.76% for USDC and 6.22% for USDT.This is a flexible option with low risk.
2. Bitget:11.5% APR for USDT up to $300.Actual rate - 5% for USDT (no limit mentioned).The exchange is known as safe, with a focus on beginners.
3. MEXC:15% APR for USDT/USDC with a $100,000 limit. Current rates: 15-16% for USDT (flexible) and 12-15% for USDC. Exclusive for new users up to 600%. No confirmation of $100,000 limit, but the exchange is among top platforms for staking in 2026.

In conclusion, staking stablecoins is a way to make your assets work, but always consider risks. In 2026, the focus is on multi-strategies and points, but the market is volatile. If you're a staking fan, these options can be a good start, but this is not investment advice.